There are numerous credit cards that offer cashback, reward points, air miles, hotel points, low APRs, 0% balance transfer, and other benefits. But which one is right for you? No single credit card offers the best of all these features. Some are better in some aspects, while others appeal to a different kind of customer.

The economy is more volatile and investors need to be cautious. There are bound to be under-performers and over-performers. The following are promising mutual funds that you can invest in this year. Vanguard 500 Index Fund: A broad index fund, this has a low expense ratio of 0.16 and requires a minimum investment of $3000.

Planning for retirement doesn’t have to be a chore, in fact, it can be made downright easy. With a good investment firm, a business jargon won’t be a hassle anymore. If you are new to the world of investments, and looking for options that can help you secure and save money for the future, then you must take a good look at these 3 investment firms.

A strong equity performance has been the trend with oil stocks in the market most of the time, and investing in stocks of oil companies is considered a good bet these days. Indeed, analysts are of the opinion that 2017 is the year to invest in oil stocks, or if you already have been dabbling in oil stocks, to increase their share and quantum in your portfolio.

Mostly every tax payer will have a few set of queries that needs to be answered promptly, before and during a tax return such as how much is he going to spend on taxes, how much he would get as tax refund and by when he would receive it? Of course, the first two questions can’t be answered with much promptness, but if you had filed your federal taxes electronically using a software program or with the IRS E-File you might make an approximate guess of when you would receive your tax refund.

Is investing in oil stocks a good move this year? If yes, then which companies should you be looking at? Oil producers, oilfield service companies, equipment firms? The fact of the matter is that the oil industry still has a strong future. Oil producing nations have all been maintaining compliance and reducing their oil output as per OPEC stipulations, and though this has not achieved as much of a change in oil prices as expected and thus the oil market is rather dull at the moment.

One of the most beneficial advantages of balance transfer credit cards includes transferring your existing debt from a high-interest credit card to a low-interest credit card. In the case of a high-interest credit card or cards for that matter, the repayment will take a hefty toll on your finance after meeting interest payments and principal payments.

Budgeting is important, only then we can manage to save. Once we develop the habit of saving money, we can never go over our set budget. Saving money is more important, especially if you are on a tight budget. Working on a tight budget can be difficult for someone who is not used to it, but once you start saving, you will realize that your needs can be fulfilled even if your budget is low.

Just as the name suggests, an ’emergency fund’ is a fund, which can be used in times when you have no other funds to fall back on. It is used to fulfill a shortfall when something unpredictable comes up in the future. Since it is a reliable fund it needs to hold various guaranteed investments.

Recession isn’t a new phenomenon. In fact, in the 1930s, the Great Depression caused a massive stir in the world economy. It perhaps paved the way for the misuse and depletion of resources, which perhaps decades later led to the Recession of 2008 courtesy the Lehman Brothers getting bankrupt. Economic downturn is the biggest enemy affecting the common man at present.

Pursuing higher education usually means more complications when it comes to finances. It can be expensive such that many students opt to take student loans to fund their higher education. Moreover, it is often the child who is supposed to repay the loan once he or she is financially stable.

The US has been a dream destination since decades for people around the world to live in. The work opportunities, growth prospects, corporate culture, and the American dream are all major factors that help contribute to this. Earning in US dollars could mean that an expat can save up and maybe provide a better lifestyle for their family, even if someday they decide to head back to their native country or shift to another country.